About us
Buying insurance can be a draining experience. Online comparison sites demand time, personal details and require you to know exactly what you want. You then have to hope that should you make a claim, it’s going to pay out - you get what you pay for.
My name is Lee Morgan and I founded Performance Insurance together with my colleague, Stuart Burn, who also runs Performance Finance. We realised that healthcare professionals needed a truly independent and personal service in order to make sure they are properly protected and have peace of mind for the unexpected - not only for their business but for themselves and their families.
As a qualified adviser I have been involved in Financial Services for the last 18 years working with companies like Pearl, Legal & General and Royal Insurance. Being tied to these companies meant I could only advise on their range of products, limiting the client to a narrow choice. Many healthcare professionals experience this problem when they arrange their finance through a bank.
Stuart and I realised there were many instances of professionals over paying, under insuring or simply purchasing inferior products which may not pay out.
In addition, some of our clients were setting up new practices, borrowing heavily from a bank and taking up insurance policies recommended by the same bank. Independence, Value and Quality were immediately lost because the major High Street banks were normally tied to one insurer.
By becoming independent, we can now offer impartial advice and quotations from a wide range of insurers. Our aim is simply to provide the most comprehensive policies at the best price.
Once you become a client of Performance Insurance, it’s reassuring to know that we’ll be there for you in the future. Firstly, we’ll make sure your insurances are reviewed regularly so they are keeping pace with your lifestyle and second, we’ll be there when you need us most so additionally we have committed to providing all the help and assistance required for anyone needing to make a claim.
By focussing on strong service levels through well trained, experienced advisors we will deliver a long lasting relationship to our clients who will truly appreciate our 4 core principles: Independence, Value, Quality and Service.
Lee Morgan
Partner
Our commitment
Just a handful of reasons to choose us:
1. You could save money
If you already have an insurance policy, ensure it is absolutely the right one for you by getting it checked against a range of insurance providers. Your financial arrangements can also be checked to minimise any potential Inheritance Tax liability.
2. You will get free advice
Performance Insurance doesn’t charge for advice – ever. If we arrange a policy for you, we will receive commission from the insurance provider. And no matter how much advice you’ve taken, there’s no obligation to buy.
3. You will get a personal review at a time to suit you
As specialists dealing with healthcare professionals, Performance Insurance’s advisors understand that daytime appointments can be difficult. They’re available whenever you need them – evenings, weekends, or when you have 30 minutes spare during the day.
4. You will benefit from the highest standards.
As part of the Performance family of companies, you benefit from a business that has grown by giving healthcare professionals what they need, with the highest standard of customer service and communication. Performance Insurance adheres to the Financial Services Authority’s principles of treating customers fairly.
5. You will benefit from a Price Promise Guarantee.
Performance Insurance has a Price Promise Guarantee. If you buy a policy and subsequently find a like-for-life policy at a lower premium, your plan will be cancelled and you will get £250*.
6. Performance Insurance’s advisors specialise with healthcare professionals.
Years of working only with dentists, opticians and vets mean that Performance Insurance’s advisors understand your profession. They know the challenges of your work and how you need to protect your family and business. They have the expertise to help you at every stage, whether you are starting out, expanding your practice, remortgaging, or just looking to increase the protection for your family.
7. Performance Insurance is completely independent.
Unlike the banks which tend to be tied to providers, Performance Insurance can search a range of insurance providers. That means the ability to search through dozens of insurance companies and hundreds of products to guarantee the best deal for your circumstances.
* Applies to Critical Illness policies with or without death benefit, within 6 months of taking a policy with us. £250 will be paid as Capital Bonds which can be redeemed at most High Street retailers.