Home or Renters Insurance Overview

Protecting One of Your Biggest Assets

Homeowner's Insurance is the type of property insurance that covers private homes. It is an insurance policy  that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.  

 

As one of your largest assets, it is extremely important that you have the proper coverages in place to prevent financial loss.

 

If you would like to discuss your insurance with us or would like a no-obligation quote, just let us know. Please be sure to have your existing policy available.

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If you would like to discuss your insurance with us or would like a no-obligation quote, just let us know. Please be sure to have your existing policy available.
 

Performance Tips

Not all home insurance is created equal. Seriously. There are several things you need to pay close attention to when you are purchasing a home insurance policy. Here is the short list:
 

  • Personal Property Replacement Cost vs. Actual Cash Value.

  • Roof Replacement Cost vs. Actual Cash Value.

  • The Coverage Limit on your Personal Property.

  • The Causes of Loss that your Policy will Pay For.

 

What Will I Need to Provide?

In order to provide an accurate quote, we'll need information about you and your home. This information includes:

  • Your name

  • Address

  • Phone number

  • Date of birth

  • Amount of dwelling coverage desired

  • Construction year of dwelling

  • Square footage of dwelling

  • Improvements to dwelling (new roof, furnace, electrical updates)

  • Liability limit desired

 

You have several options for providing this information:

  • Click the online quote image above. We will contact you if we need additional information to refine your quote.

  • Fax your contact information and your current policy Declarations (the sheets listing your home and coverage amounts) to 515-954-3300. We will use your existing policy as the starting point for your quote, and will contact you if we have questions.

  • Call us at 515-309-9500 or 877-349-6588.

  • E-mail us using our Contact Us page.

  • Visit our office at 500 New York Ave, Des Moines, IA 50313.

Download Our Information Collection Guide