Call the Des Moines, Iowa office at 515-309-9500

Car Insurance in Iowa

Insuring Iowans Across the State

Auto Insurance
Auto Insurance helps protects you from damage to your vehicle, your person, and claims arising out of damage to other people and property. It's a jungle out there. People are busy. Some are reckless. Let us help make sure you're reasonably covered when you hit the road.

Request a Quote  Why Carry Insurance?  How Can I Save Money?  Report a Claim  Proof of Insurance

Request a Car Insurance Quote

Looking to buy car insurance, truck insurance, motorcycle insurance or RV insurance in the Des Moines, Iowa area? It all starts with a quote.

In order to provide an accurate quote, we will need information about you, other drivers and your vehicle(s). You have several options for providing this information:

Why Carry Insurance?

Liability Coverage

Most state laws require that you must be able to provide proof of adequate financial liability in the form of insurance or cash. Because cash is not a practical option for most people, insurance policies are purchased to cover the potential damage to other people and their property. If you are caught driving without proof that you are able to satisfy the minimum limits, the penalty can be severe.

Comprehensive and Collision

Comprehensive and collision coverages provide financial protection for your property (i.e. your vehicle) due to damage from hail, animal collisions, and certain other events, as well as damage to your automobile resulting from an accident that was your fault. Comp and collision are considered a key part of a full coverage policy.

Underinsured and Uninsured Motorist Coverage

Underinsured and uninsured motorist coverage is a feature available to you that allows you protect yourself from damage done to you by other people who either don't carry insurance or don't carry enough insurance. You should generally have coverage amounts at least equal to your own policy limits.

How Can I Save Money?

Driving Habits

Performance Insurance Services Recommends Proper Vehicle MaintenanceYou are in complete control over your driving habits and can save money simply by following the cardinal rule: drive safely! Maintain safe following distances, always be aware of your surroundings, wear your seat belt, keep your tires properly inflated, and do not exceed the speed limit. Safe driving is a sure way to help keep your insurance rates low over the long-term. As an added bonus, driving the speed limit (or slower) on properly-inflated tires will help keep your automobile's fuel consumption in-check. The better gas mileage will save you dollars at the pump.

Let Us Help

It can be easier than you think to put the brakes on high auto insurance rates. As an independent insurance agency, Performance Insurance can help! We can review your policy and possibly help you find a variety of ways to save money. Here are some things you may want to consider:

Report an Auto Insurance Claim

To report a claim, please check your vehicle for an Accident Kit or insurance card and follow the instructions. If you do not have one, but know who your carrier is, please visit the Companies page, look for your carrier, and click the Claim link. You should be directed to your insurance company's claims web page.

We would also be happy to help you through the process. Simply give us a call at 515-309-9500.

Proof of Insurance

When you purchase auto coverage through Performance Insurance, you will receive a Proof of Insurance/Proof of Financial Liability card for each auto. You should keep a copy of each card in the corresponding automobile's glove box for the duration of the policy. You will receive a new card every time you renew your policy, which you must use to replace the old one. In the event you are stopped for a traffic violation or are in an accident, you will need to provide your Proof card to law enforcement. If you did not receive your card or need a replacement, please contact us.

Terms of Use  |  Privacy Statement  |   Help/FAQ  |  Glossary  |   Companies  |  Contact Us  

Copyright © 2011 - 2024 Performance Insurance. An Independent Insurance Agency. All rights reserved.
500 New York Ave, Des Moines, IA 50313 | ph. 515-309-9500